Investor relations

Management

Board of Directors

Our Board of Directors is responsible for establishing our general strategic policies and, among other duties, establishing our general commercial policies, selecting our officers and overseeing their management. Currently, our Board of Directors is comprised of 8 effective members and 3 alternate members. The Board of Directors usually meets on a quarterly basis, and extraordinarily always when summoned by the President or Vice-President of the Board of Directors.

In accordance with Brazilian corporation law, each board member must hold at least one share issued by us. He or she may be a Brazilian resident or reside abroad and must be elected by holders of our common shares gathered at a general shareholders‘ meeting. In accordance with Brazilian corporation law, the members of the Board of Directors are prohibited from voting in any shareholders‘ meeting and from engaging in any transaction or business that may present a conflict of interest to our business.

In accordance with Brazilian corporation law, holders of at least 15% of our capital stock shares for at least three months have the right to elect a member of its Board of Directors.

The term of office for the members of our Board of Directors is two years (applied to the entire board of directors as whole), with the right to run for re-election. Our Bylaws stipulate no mandatory retirement age for our board members. The term of our current Board of Directors expires on A.G.M. in 2028. If control is held diffusely, members of the Board of Directors could be limited to one term of three years (applied to the entire board of directors as whole), as set forth in the Novo Mercado regulations.

As of February 6th, 2006, Novo Mercado regulations began to require that at least 20% of our Board of Directors be independent directors.

The table below shows the names, positions, date elected and term expiration date for the members of our current Board of Directors:

Effectives

Luiz Carlos Trabuco Cappi
Chairman
A.G.M. in 2028

Chairman of the Board of Directors of Banco Bradesco S.A. He began his career at Bradesco at the age of 17 as a bookkeeper. Over more than four decades, he has held various leadership positions, including Marketing Officer, Chief Executive Officer of Bradesco Vida e Previdência, and CEO of Bradesco Seguros. In 2009, he was appointed Chief Executive Officer (CEO) of Banco Bradesco, a position he held until 2018, when he became Chairman of the Board of Directors. In addition to Banco Bradesco S.A., he currently holds interests in companies within the Conglomerate, serving on Boards of Directors and Executive Boards.

His tenure at Bradesco was marked by major acquisitions, such as HSBC Brasil in 2015. He was recognized as one of the 100 most influential Brazilians and listed among the best CEOs in Brazil by Forbes magazine.

In addition to his work at Bradesco, he has a significant presence in various areas of the financial sector. He was named Entrepreneur of the Year in the finance category by Isto É Dinheiro magazine and continues to influence the Brazilian financial market with his strategic vision and solid leadership. He was President of the National Fundraising and Marketing Commission of Associação Brasileira das Entidades de Crédito Imobiliário e Poupança (ABECIP), President of Federação Nacional de Saúde Suplementar (FENASAÚDE), President of the Council of Representatives and Executive Board of Confederação Nacional das Instituições Financeiras (CNF), Member of the Superior Council and Vice President Confederação Nacional das Empresas de Seguros Gerais, Previdência Privada e Vida, Saúde Suplementar e Capitalização (CNSeg), Chairman of the Board of Directors and Advisory Board of FEBRABAN – Federação Brasileira de Bancos, Member of the Board of Directors of Associação Brasileira das Companhias Abertas (ABRASCA), Member of Conselho de Desenvolvimento Econômico e Social da Presidência da República (CDES), Member da Comissão de Assuntos Internacionais da SUSEP – Superintendence of Private Insurance.

Graduated in Philosophy and postgraduate degree in Socio-Psychology from Fundação Escola de Sociologia e Política de São Paulo (FESPSP).

Ivan Luiz Gontijo Junior
Vice-Chairman
A.G.M. in 2028

Member of the Board of Directors of Banco Bradesco S.A. since March 2026. He joined the Bradesco Seguros Group in 1985 and, in 1998, was elected Legal Officer of the Insurance Group. He currently holds the position of Chief Executive Officer of Bradseg Participações S.A., Bradesco Seguros S.A., Bradseg Promotora de Vendas S.A., Bradesco SegPrev Investimentos Ltda., BSP Affinity Ltda., and Bradesco Gestão de Saúde S.A.

He is also Vice Chairman of the Board of Directors of Odontoprev S.A., as well as a full member of Bradesco Vida e Previdência S.A., Bradesco Capitalização S.A., Bradesco Auto/RE Companhia de Seguros, BSP Empreendimentos Imobiliários S.A., Fleury S.A., Pacífico Imobiliária Hospitalar S.A., Pacífico Operações Hospitalares S.A., and Companhia Brasileira de Gestão de Serviços (Orizon). He serves as 1st Vice Chairman of the Board of Directors and member of the Conselho de Gestão da Confederação Nacional das Seguradoras (CNSEG), the CEO Committee of AMCHAM Brasil/SP, and as a member of the Board of Directors of the Federação Nacional das Empresas de Seguros (FENASEG).

He holds a law degree from Universidade Católica de Petrópolis and was a professor of commercial law at the Universidade Católica de Petrópolis and insurance law at the Faculdade de Direito Cândido Mendes.

Alexandre da Silva Glüher
Member
A.G.M. in 2028

Vice Chairman of the Board of Directors of Banco Bradesco S.A. He began his career in 1976 as a bookkeeper. Since then, he has dedicated his professional life to the Bank, becoming Vice President of the Executive Board in 2014 and of the Board of Directors in 2022.

He has extensive knowledge of banking products and services, resulting from his long experience in the branch network, where he worked for almost 30 years, four of which as Regional Director. He coordinated the Audit Committee of Banco Bradesco, S.A. for over four years. He has experience in Risk Management due to his work in areas such as: Integrated Risk Control, Internal Controls and Compliance, Auditing, Corporate Security, Legal, and Ombudsman. In addition, he was a member of the Banking Self-Regulation Council of the Brazilian Federation of Banks (FEBRABAN) and Vice President, President, and Effective Member of the Advisory Board of the Credit Guarantee Fund (FGC). He was also Chairman of the Board of Directors of CIP S.A. (Nuclea), factors that demonstrate his extensive knowledge and consolidate his experience. He is currently Chairman of the Board of Directors of Bradesco Bank (Florida, USA), Vice-Chairman of the Board of Directors of Bradespar S.A. and Bradesco Leasing S.A., and a member of the Board of Directors of several companies in the Bradesco Seguros Group.

Graduated in Accounting from Universidade Federal do Rio Grande do Sul and Business Administration from Universidade Luterana do Brasil (ULBRA), he participated in the International Executive Program (Advanced Management Program) at The Wharton School – University of Pennsylvania, USA; Financial Institutions Management (Banking) and has a specialization in Retail for Low-Income Segments and Credit Risk Management – Portfolio Vision, from the Fundação Getúlio Vargas (FGV) – São Paulo School of Business Administration; IBGC AI Leadership Program at The Wharton School – University of Pennsylvania, USA and is certified as a Board Member from Instituto Brasileiro de Governança Corporativa (IBGC).

Marcelo de Araujo Noronha
Member
A.G.M. in 2028

Chief Executive Officer (CEO) of Banco Bradesco S.A. since November 2023, noted for his professional experience, acquired over more than 38 years in the financial market, 20 of which were dedicated to the Bradesco Organization, where he worked in the areas of Cards, Wholesale, Marketing, and Retail.

At Bradesco, he held various leadership positions throughout his career, including vice presidencies in areas such as Corporate, Bradesco Empresas, Bradesco BBI, International, and Foreign Exchange. He was also responsible for Bradesco Cartões and affiliated payment and payment institution companies, including positions on the Boards of Directors of companies such as Alelo Instituição de Pagamento S.A. and Cielo S.A. – Instituição de Pagamento. In 2026, he was appointed a Member of the Board of Directors and the Advisory Board of Federação Brasileira de Bancos (FEBRABAN), and elected Chair of the Council of Representatives of Confederação Nacional das Instituições Financeiras (FIN).

His management style is results-oriented and focused on the continuous pursuit of innovation. He has been recognized for his ability to lead complex projects and for his strategic vision, which has helped strengthen Bradesco’s position in the financial market.

He holds a degree in Business Administration from Universidade Federal de Pernambuco (UFPE), with a specialization in Finance from Instituto Brasileiro de Mercado de Capitais (IBMEC), in Financial Institutions Management (Banking) from Escola de Administração de Empresas de São Paulo da Fundação Getulio Vargas (EAESP – FGV), and an Advanced Management Program (AMP) from IESE – Instituto de Estudios Empresariales of Universidade de Navarra in Barcelona. He is a certified advisor by Instituto Brasileiro de Governança Corporativa (IBGC).

Maurício Machado de Minas
Member
A.G.M. in 2028

Member of the Board of Directors of Banco Bradesco S.A., having joined the Executive Board in 2009. In 2014, he was elected Vice President, and in 2018, he also became a member of the Board of Directors. In 2019, he became solely a member of the Board of Directors. In addition, he holds various management positions in Bradesco’s parent companies. He is also a member of the Board of Directors of B3 S.A. and Bradespar S.A. and Odontoprev S.A.

Information Technology professional with extensive experience in Risk Management. From 2014 to 2020, he was a member of the Integrated Risk Management and Capital Allocation Committee, and since 2020, he has been Coordinator of the Bradesco Risk Committee and Member of the Risk and Finance Committee (CRIF) of B3 S.A. – Brasil, Bolsa e Balcão. He has been recognized for his contributions to the sector, receiving awards and distinctions throughout his career. His expertise in technology and finance makes him an influential and respected person in the Brazilian market. He continues to positively impact companies and the financial sector with his strategic vision and leadership skills.

Graduated in Electrical Engineering from Escola Politécnica da Universidade de São Paulo (Poli/USP), he has a specialization in Data Communication and Software Development from NCR Comten, Inc. USA, university extension course in Finance from Wharton Business School – Pennsylvania, USA, participated in Executive Development programs at Columbia University – New York, USA, and for Corporate Directors of Boards of Directors at Harvard Business School, Boston, USA.

Cesar Suaki dos Santos
Independent Member
A.G.M. in 2028

A graduate in production engineering from the University of São Paulo (USP), with a master’s degree in Business Administration from USP. Certified Advisor by IBGC, he participated in the Advisor Development Program (PDC) at Fundação Dom Cabral. He was Market Director at Ultragaz (Grupo Ultra), General Logistics Director at ALL (América Latina Logística), and was responsible for the purchasing and logistics areas at Martins Group. He worked as Executive Director of Sales & Supply Chain at Companhia Brasileira de Distribuição (Grupo Pão de Açúcar), and was CEO of Martins Comércio e Serviços de Distribuição, the SMART Supermarket Chain, and UMV (Martins University of Retail). He was also a member of the Consultative Administration Board at DPaschoal, Lopes Supermercados, Wickbold Alimentos, Mundo Verde Franquias, HubFintech, Grupo Hindiana, and Scanntech Retail. He served as a member of the Boards of Directors of BR Petrobras Distribuidora S/A (now Vibra) and Elekeiroz S/A. He is the founding partner of Maestà Gestão Patrimonial and a member of the Board of Directors at Odontoprev S.A., as well as serving on the Advisory Committees of Ocrim Alimentos (where he is Chairman of the Board and Coordinator of the People Committee), Holding Argenta (fuel distribution sector), and Grupo Khronos (security systems).

Murilo Cesar Lemos dos Santos Passos
Independent Member
A.G.M. in 2028

A graduate in chemical engineering from the Federal University of Rio de Janeiro (UFRJ), he is currently effective member of CCR – Grupo Camargo Correa’s Board of Directors. From 1970 to 1977 worked at the Industry and Commercy Ministry – Conselho de Desenvolvimento Industrial (CDI). From 1977 to 1992 was the Director of Forest Products Area, Environment and Metallurgy at Companhia Vale do Rio Doce and as CEO at Celulose Nipo-Brasileira S.A. (Cenibra) e Florestas Rio Doce S.A. From 1993 to 2006, Murilo acted as Superintendant Director of Bahia Sul Celulose S.A., and of Suzano Papel e Celulose S.A. He was a member of the Board of Directors of Brasil Agro Cia. Brasileira de Propriedades Agrícolas from 2007 to 2010. Is a member of the Board of Directors’ Management Committee of Susano Papel e Celulose S.A., of the Council of Notables of the National Quality Foundation (FNPQ), of the Consultative Council of the Association of Pulp and Paper Producers – BRACELPA, of the Board of Directors and Financial Committee of São Martinho S.A. Is a member of the Board of Directors at Odontoprev S.A., and Chairman of Tegma Gestão Logística S.A..

Alternates

José Mauro Depes Lorga
Independent Member
A.G.M. in 2028

Graduated in Economy from Instituto Brenett/Rio de Janeiro, and Executive MBA in Finance from IBMEC-RJ. He is currently independente member of the Board of Directors and Audit Committee of Grupo Vamos S.A., and member of Audit Committee of Marfrig S.A. and Movida S.A., and is an invited teacher of Fundação Dom Cabral – FDC.

Click here to access the Statement of Independent Directors.

Executive Officers

We currently have six executive officers who were reelected at Board of Directors meetings held on November 28, 2023. Their terms run until November 2025. According to our Bylaws, we may have at least four and at most ten executive officers.

The table below shows the name, age, position, date elected and term expiration date of our current executive officers:

Carlos Alberto Iwata Marinelli

CEO

Carlos Alberto Iwata Marinelli

CEO

Born in Araçatuba, São Paulo, on February 25, 1977, he holds a degree in Marketing and Supply Chain, as well as a master’s degree in Business Administration from Fundação Getúlio Vargas (EAESP) and a course in Executive Education, Marketing, Strategy and Leadership from Harvard Business School. He served as CEO of Grupo Fleury S.A. for 6 years. In 2021, he joined Grupo Bradesco Seguros, where he is currently CEO of Bradesco Saúde S.A., Mediservice Operadora de Planos de Saúde S.A., Bradesco Saúde – Operadora de Planos S.A., Bradesco Diagnóstico em Saúde S.A. and General Director of Bradesco Gestão de Saúde S.A., Managing Director of BSP Affinity Ltda. and Bradseg Promotora de Vendas S.A., he is also a full member of the Board of Directors of Brasildental Operadora de Planos Odontológicos S.A., of the Companhia Brasileira de Gestão de Serviços (Orizon), and an alternate member of Fleury S.A.

Election: 04/30/2026
Term: 11/25/2027

Vinicius Marinho da Cruz

CFO

Vinicius Marinho da Cruz

CFO

Finance Director of the Bradesco Seguros Group, Vinicius Marinho da Cruz has a solid career in the insurance market as well as in the supplementary health and investment sectors. With over 28 years at the company, he leads the insurance technical areas, accounting, investments, regulatory relations, and financial management.
He is currently also a member of the Board of Directors at SwissRe Corporate Solutions Brazil, a partnership with the SwissRe Group operating in Large Risks in Brazil; president of the Investment Committee at FENAPREVI; a board member of IBEF-SP; and a member of the Investment Committee (CINV) of the National Confederation of Insurance (CNSeg). Until 2025, he also served as a member of the Board of Directors at Europ Assistance Brazil, a joint venture between Bradesco and the Generali Group.
Graduated in Social Communication, with a postgraduate degree in Marketing and an MBA in Business Management in Insurance and Pensions from IBMEC RJ, Vinicius is currently pursuing a master’s degree in Economics and Finance at FGV-SP. He also has experience in structuring and co-managing Venture Capital Funds and Investment Committees.

Election: 04/30/2026
Term: 11/25/2027

José Roberto Borges Pacheco

IRO

José Roberto Borges Pacheco

IRO

Joined the Company in 2006, at the time of the Odontoprev IPO. He has a degree in Economics from the National University of Brasília, a postgraduate degree from the Stockholm School of Economics, Sweden, and a Master’s degree in Business Administration from the São Paulo Business School at the Fundação Getúlio Vargas. He has worked at CAEMI S.A., ABN-Amro Bank and Gol S.A., where he held positions related to corporate finance, treasury and investor relations. Since May 2024, he has been Market Relations Executive Officer at Bradseg Participações S.A.

Election: 11/25/2025
Term: 11/25/2027

Elsen Carvalho

Executive Director od dental operations

Elsen Carvalho

Executive Director od dental operations

Elsen holds a degree in economics from UFRJ, an MBA from Coppead/UFRJ, and completed the OPM program at Harvard Business School. He has extensive experience in business and expansion strategies. He has served as an executive at investment banks and retail companies, as well as a partner and member of the Investment Committee at IP Capital Partners. He joined Odontoprev in 2017 as Commercial Director and assumed the role of CEO in 2024.

Election: 11/25/2025
Term: 11/25/2027

Mario Henrique Martins

Executive Director of Orizon

Mario Henrique Martins

Executive Director of Orizon

Production Engineer graduated from UFRJ, with over 10 years of experience in Investment Banking and Equity Brokerage as Managing Director at Crédit Agricole Indosuez and Bozano Simonsen, as well as 4 years as Director and Industry Head at wholesale bank Unibanco, and 5 years at retail bank Santander, serving as Executive Superintendent in vehicle financing. He has held executive positions in the Information and Acquiring sectors and has 12 years of experience in the healthcare sector as CEO of Orizon, a Health Tech company from the Bradesco group focused on data, artificial intelligence, analytics, and Lean/Agile culture. He has operated in business origination and sales across 16 countries and led teams with more than 2,000 people. He has sold, negotiated, and adopted technologies in various countries, including Brazil, the USA, European countries, Latin America, and Asia. He practices Pilates, weight training, and hiking, is an amateur musician who records his own arrangements, and is also a home cook. Fluent in English and Spanish, he has given lectures to audiences of over a thousand people with a focus on behavioral sciences. Married for 33 years and father of three children. He has been CEO of Orizon since May 2016, with a proven leadership track record in major organizations such as Cielo, CETIP, Santander, Unibanco, and Crédit Agricole.

Election: 04/30/2026
Term: 11/25/2027

Rose Gabay

HRO

Rose Gabay

HRO

Rose joined the Company in 2008. She holds a bachelor’s degree in Psychology from Faculdades Metropolitanas Unidas, an MBA in Human Resources from FEA – USP, and an Executive Master’s degree from INSEAD – Fontainebleau, France. She served as Human Resources Director at Banco Real – ABNAMRO, Human Resources Director at Real Seguros – ABNAMRO, and Human Resources Consultant at Grupo Ultra.

Election: 11/25/2025
Term: 11/25/2027

André Chidichimo de França

Compliance, Privacy, and Data Protection, and Corporate Governance, Risk Management, and Internal Controls

André Chidichimo de França

Compliance, Privacy, and Data Protection, and Corporate Governance, Risk Management, and Internal Controls

Mr. André joined the Company in 2005. Graduated in Law from Univem – Centro Universitário Eurípides de Marília, with a postgraduate degree in Constitutional Law from the Escola Superior de Direito Constitucional, and International Executive MBA in Leadership and Management from Saint Paul/ ESMT. Studied at the London School of English in London/UK. Before joining Odontoprev, worked as a corporate lawyer in the civil aviation sector. At the Company, he developed a career and improved skills, adding other areas under his responsibility in addition to the Legal Department, such as Compliance, Corporate Governance, Data Protection and Privacy.

Election: 11/25/2025
Term: 11/25/2027

Fiscal Council

Brazilian corporate law requires our Fiscal Council to be independent of management and our external auditors. The primary responsibility of the Fiscal Council is to review our management´s activities and financial statements and to report its findings to the shareholders.

Our Fiscal Council is a permanent body and the Annual General Meeting of each fiscal year must decide on its composition, elect its members and set the respective remuneration, in accordance with the law.

The Fiscal Council is composed of three to five members and their respective alternate members.

The Fiscal Council´s term of office runs until the next annual shareholders´meeting. Additionally, minority shareholders representing no less than 10% of the common shares have the right to select a member and his/her alternate member of the Fiscal Council.

The following persons may not serve on a Fiscal Council: members of the Board of Directors, executive officers, and employees of a subsidiary company or company within the same group, and spouses or relatives of our management. Furthermore, Brazilian corporation law requires that the members of the Fiscal Council receive compensation in the amount of at least 10% of the remuneration paid to our executive officers, excluding benefits, representation fees and shares of our profits.

As requested by the shareholders at the Annual Shareholders Meeting on April 05, 2023, a Fiscal Council was elected for 2023.

Effective

Ivan Maluf Junior
Chairman, Member
A.G.M. in 2027

He holds a bachelor’s degree in Civil Engineering from the Polytechnic School of the University of São Paulo, a graduate degree from FGV – CEAG and an
International Executive MBA from FEA – USP. He worked at Sobral Invicta, Philips Consumer Electronics and GE Capital IT Solutions in functions related to
Controllership, Treasury and Financial and Tax Planning, having participated in negotiations for mergers, acquisitions and sales of companies. From June 2001 to
March 2007, he was the Chief Financial Officer of Grupo Semco, an investment holding company whose portfolio includes joint ventures with international
companies (Cushman & Wakefield, RGIS, Pitney Bowes, ERM), and his main function was the financial management of the group’s companies, including the
treasury and controlling departments of the joint ventures. From May 2007 to the present day, he has been the Chief Financial Officer of Day Brasil S.A., an industrial
company that manufactures products for the printing industry and distributes industrial and construction plastics and tapes. His main role is to manage the
treasury, controlling (including accounting and tax), human resources, information technology, legal, supplies and logistics departments.
He declares that none of the companies mentioned above are part of the Company’s economic group. Furthermore, none of the companies mentioned are
controlled by a shareholder of the Company who holds a direct or indirect interest equal to or greater than 5% of the same class or type of security issued by the
Company. Mr. Ivan Maluf Junior declares that, over the last five years, he has not received (i) any criminal conviction, even if not final and unappealable; (ii) any
conviction in an administrative proceeding of the Brazilian Securities and Exchange Commission (CVM), the Central Bank of Brazil or the Superintendence of
Private Insurance, even if not final and unappealable; or (iii) another final and unappealable conviction in the judicial sphere or subject to a final administrative
decision, which has suspended or disqualified him from practicing any professional or commercial activity.
Mr. Ivan Maluf Junior hereby declares not to be a politically exposed person, in accordance with the applicable regulations.

Vanderlei Dominguez da Rosa
Member
A.G.M. in 2027

Holds a degree in Accounting from the Federal University of Rio Grande do Sul and postgraduate certifications in Capital Markets from the Federal University of Rio Grande do Sul and Cost Accounting from the Pontifícia Universidade Católica do Rio Grande do Sul. He has been member of Fiscal Councils since 2000, and is currently effective member of Fiscal Council of Odontoprev S/A, Weg S.A., Equatorial Energia S.A., Companhia Energética do Maranhão, Centrais Elétricas do Pará S.A., e Valid Soluções e Serviços de Segurança em Meios de Pagamento e Identificação S.A., and alternative member of the Fiscal Council at Marcopolo S.A., Ideiasnet S.A. and Padtec S.A.. Member of the ACI – Audit Committee Institute since 2015.

Sergio Moreno
Member
A.G.M. in 2027

Ex-Partner Director Leader of Management Consulting of KPMG Brasil, where worked for 39 years (1974 to 2013), as responsible for Insurance, Reinsurance, Welfare and Health segmennts, and serving clients and Brazilian and multinational companies, of  large, medium and small sizes, in strategic advisory projects, corporate governance, financial and organizational restructuring, risk management, internal controls and compliance, internal audit, training and managerial qualification. Execution of work in compliance with regulatory bodies: Bacen, Susep, Previc and ANS.

Alternates

Eduardo da Gama Godoy
Member
A.G.M. in 2027

He is a graduate in Accounting Sciences and Company Administration from the Porto Alegrense College, with postgraduate studies in Associate Legislation from the Federal University of Rio Grande do Sul. He is an executive-partner at HB Audit- Auditores Independentes S/S. He is a founder partner of Godoy Empresarial Serviços Contábeis. He is also a member of the Fiscal Council of Padtec S.A., which social objective is the industrialization, commercialization, and import and export of communication and IT electronic materials, components and products and consulting services, and an alternate member of the Fiscal Council of Odontoprev S.A.. He was effective member of the Fiscal Council of Ideiasnet S.A., which social objective is participation in societies, businesses and in enterprises related to the Technology, Midia and Telecommunications sectors. He was member of the Audit Committee of Officer Distribuidora S.A., which social objective is the distribution of softwares and hardwares in the domestic market, besides the provision of services of consulting in IT. He was also an effective member of the Fiscal Council of Tupy S.A., Marisol S.A., and Trafo Componentes Elétrico S.A.

Paulo Roberto Franceschi
Member
A.G.M. in 2027

Graduated in Accounting from Fundação de Estudos Sociais do Paraná and Economics at FAE Business School. He is partner at AUDICONTROL – Audit and Control, and his main function is the business strategy conduction, technical responsibilities of the work along with other partners and company´s management. He worked at Citibank for 4 years and at PriceWaterhouseCoopers for 18 years. He is an effective member of the Fiscal Council of Equatorial Energia S.A., Triunfo Participações e Investimentos S.A., Centrais Elétricas do Pará S.A. – CELPA, Companhia Elétrica do Maranhão – CEMAR, as well as an alternate member at Odontoprev S.A., Banco do Brasil S.A., BB Seguridade Participações S.A., Cia. Energética de Pernambuco – CELPE, TECNISA S.A., WEG S.A., and SCHULZ S.A..

Marcos Aparecido Galende
Member
A.G.M. in 2027

Graduated in Economic Sciences (1990) and Accounting Sciences (1993), from the Faculdade de Ciências Econômicas e Administrativas de Osasco (FEAO); Executive MBA in Finance, from Insper – Instituto de Ensino e Pesquisa (1994); MBA Controller from the Faculdade de Economia, Administração e Contabilidade da Universidade de São Paulo – FEA/USP (1999); Advanced Management Program (PGA), taught by FDC – Fundação Dom Cabral (2012); and Advanced Management Program (AMP), taught by IESE Business School – University of Navarra, São Paulo (2014). He began his career at Banco Bradesco S.A. in April 1983. In February 2008, he was promoted to the position of Executive Superintendent, and in August 2010, he was elected Director, where he worked in the areas of Accounting, Controllership and Tax Auditing, until November 2023.He was a member of the Board of Directors of Fundação Bradesco. He served as a member of the Fiscal Council of Instituto Kirton Solidariedade (2016 to 2023); Elo Participações Ltda. (2023 to 2024); BBC Processadora S.A. (2020 to 2023); Top Clube Bradesco, Segurança, Educação e Assistência Social (2012 to 2023); Fidelity Processadora e Serviços S.A. (2013 to 2016). He is currently a member of the Fiscal Council of Cielo S.A. (2020); Bradespar S.A. (2024); and is also an alternate member of the Fiscal Council of Elo Serviços S.A. (2020).

Audit Committee

On March 26, 2010, the Audit Committee was created and installed. Members re-elected now declare they are not involved in any of the crimes provided by law that prevent them from carrying on business activities. Committee members are not paid for their duties in this respect. The following table indicates the name, position, date of election and term of office of the current members:

César Suaki dos Santos
Coordinator
November 2027

A graduate in production engineering from the University of São Paulo (USP), with a master’s degree in Business Administration from USP. Certified Advisor by IBGC, he participated in the Advisor Development Program (PDC) at Fundação Dom Cabral. He was Market Director at Ultragaz (Grupo Ultra), General Logistics Director at ALL (América Latina Logística), and was responsible for the purchasing and logistics areas at Martins Group. He worked as Executive Director of Sales & Supply Chain at Companhia Brasileira de Distribuição (Grupo Pão de Açúcar), and was CEO of Martins Comércio e Serviços de Distribuição, the SMART Supermarket Chain, and UMV (Martins University of Retail). He was also a member of the Consultative Administration Board at DPaschoal, Lopes Supermercados, Wickbold Alimentos, Mundo Verde Franquias, HubFintech, Grupo Hindiana, and Scanntech Retail. He served as a member of the Boards of Directors of BR Petrobras Distribuidora S/A (now Vibra) and Elekeiroz S/A. He is the founding partner of Maestà Gestão Patrimonial and a member of the Board of Directors at Odontoprev S.A., as well as serving on the Advisory Committees of Ocrim Alimentos (where he is Chairman of the Board and Coordinator of the People Committee), Holding Argenta (fuel distribution sector), and Grupo Khronos (security systems).

Leonardo de Assis Portugal
Member
November 2027

Graduated in Accounting Sciences at the Federal University of Rio de Janeiro, and MBA in Finance at FIPECAFI (incomplete). He is currently Chairman of the Audit Committee of Swiss Re Corporate Solutions Brasil Seguros S.A., a subsidiary insurance company of Swiss Re and Bradesco Seguros, since 02/2019; Member of the Audit Committee of Allianz Global Corporate & Specialty Re (AGCS), reinsurer of the Allianz Group, since 06/2017; Member of the Audit Committee of Bradesco Saúde, a subsidiary of Bradesco Seguros, since 02/2017; and Partner of SiGN Audit & Advisory, provider of consulting, auditing and tax services, since 12/2016. Worked as Executive Controlling Superintendent of the BB E MAPFRE GROUP, insurance group, from 08/2015 to 03/2016; and Chief Financial Officer (CFO) of RSA Seguros, an insurance service provider, from 08/2013 to 08/2015.

Mauricio Machado de Minas
Member
November 2027

Member of the Board of Directors of Banco Bradesco S.A., having joined the Executive Board in 2009. In 2014, he was elected Vice President, and in 2018, he also became a member of the Board of Directors. In 2019, he became solely a member of the Board of Directors. In addition, he holds various management positions in Bradesco’s parent companies. He is also a member of the Board of Directors of B3 S.A. and Bradespar S.A. and Odontoprev S.A.

Information Technology professional with extensive experience in Risk Management. From 2014 to 2020, he was a member of the Integrated Risk Management and Capital Allocation Committee, and since 2020, he has been Coordinator of the Bradesco Risk Committee and Member of the Risk and Finance Committee (CRIF) of B3 S.A. – Brasil, Bolsa e Balcão. He has been recognized for his contributions to the sector, receiving awards and distinctions throughout his career. His expertise in technology and finance makes him an influential and respected person in the Brazilian market. He continues to positively impact companies and the financial sector with his strategic vision and leadership skills.

Graduated in Electrical Engineering from Escola Politécnica da Universidade de São Paulo (Poli/USP), he has a specialization in Data Communication and Software Development from NCR Comten, Inc. USA, university extension course in Finance from Wharton Business School – Pennsylvania, USA, participated in Executive Development programs at Columbia University – New York, USA, and for Corporate Directors of Boards of Directors at Harvard Business School, Boston, USA.

Cristina Maria Cantanhede Amarante Biasotto Mano
Member
November 2027

Over 35 years of experience in the insurance industry in the areas of actuarial science, risk management, finance, and auditing, encompassing insurance and reinsurance companies, as well as open and closed pension funds, both in Brazil and abroad. Member of Audit Committees and Member of the Board of ASTIN/IAA. She was an Adjunct Professor in the Undergraduate Program in Actuarial Science and Statistics at UERJ for 27 years. Speaker at insurance and actuarial conferences in Brazil and abroad. Member of the Audit Committee of Bradseg Participações S.A., encompassing the following companies: Bradesco Seguros, Bradesco Vida e Previdência, Bradesco Auto/RE Companhia de Seguros, Bradesco Capitalização, Bradesco Saúde, and Bradesco BSP Empreendimentos Imobiliários. Certifications Member of the Brazilian Institute of Actuaries (IBA). Affiliate of the Casualty Actuarial Society (AFFI). Fellow of the Conference of Consulting Actuaries (FCCA). Member of Actuarial Studies in Non-Life Insurance (ASTIN). Certified by the IBA to practice as an Audit Actuary and Technical Actuary in the areas of Insurance, Reinsurance, Gaming, Capitalization, and Pension Plans. Member of the IBGC.

Paulo Ricardo Satyro Bianchini
Member
November 2027

He holds a degree in Business Administration from the Escola Superior de Administração de Negócios (ESAN/S) and began his career in the financial markets in February 1971 at Cabral de Menezes Corretora de Valores Mobiliários. In June 1981, he became a Senior Auditor at Banco BCN S.A., a financial institution that was acquired by Banco Bradesco S.A. in December 1997. In November 2001, he began working at Banco Bradesco S.A. as Manager of the Audit Department – Financial Areas, and in May 2010, he was promoted to Executive Superintendent of Audit – Financial, Accounting, and Tax/Fiscal Areas, a position he held until 2016, when he left Banco Bradesco. In March 2019, he was reappointed as a member of the Audit Committee and promoted to the position of Coordinator; he is currently a member of the Audit Committee of Bradseg Participações S.A.

Other Professional Experience: Previously served as Manager of the Financial Audit Department at Banco BCN S.A. and as a Full Member of the Fiscal Council of ADC Bradesco – Associação Desportiva Classista, Alternate Member of the Fiscal Council of Bradespar S.A., Full Member of the Fiscal Council of Caixa Beneficente dos Funcionários do Bradesco, Full Member of the Audit Committee of the Interbank Payment Chamber (CIP), Full Member and Coordinator of the Audit Committee of Companhia Brasileira de Soluções e Serviços (Alelo), Full Member and Coordinator of the Audit Committee of Elo Serviços S.A., Full Member of the Audit Committee of TecBan – Tecnologia Bancária S.A., and Director of NCD Participações Ltda.

Personnel Management Committee

In accordance with article 15, paragraph 12 of the Company´s Bylaws, the Personnel Management Committee was created and installed on March 26, 2010, all with a one-year mandate. The elected members declare they are not involved in any of the crimes provided by law that prevent them from carrying on business activity. Committee members are not paid for their duties in this respect. The following table indicates the name, position, date of election and term of office of the current members:

Murilo César Lemos dos Santos Passos
Coordinator
May 2027

Graduated in Chemical Engineering at the the Federal University of Rio de Janeiro (UFRJ), he is currently effective member of CCR – Grupo Camargo Corre´s Board of Directors. From 1970 to 1977 worked at the Industry and Commercy Ministry – Conselho de Desenvolvimento Industrial (CDI). From 1977 to 1992 was the Director of Forest Products Area, Environment and Metallurgy at Companhia Vale do Rio Doce and as CEO at Celulose Nipo-Brasileira S.A. (Cenibra) and Florestas Rio Doce S.A. From 1993 to 2006, Murilo acted as Superintendant Director of Bahia Sul Celulose S.A., and of Suzano Papel e Celulose S.A. He was a member of the Board of Directors of Brasil Agro Cia. Brasileira de Propriedades Agrícolas from 2007 to 2010. Is a member of the Board of Directors´ Management Committee of Susano Papel e Celulose S.A., of the Council of Notables of the National Quality Foundation (FNPQ), of the Consultative Council of the Association of Pulp and Paper Producers – BRACELPA, of the Board of Directors and Financial Committee of São Martinho S.A. Is a member of the Board of Directors at Odontoprev S.A., and Chairman of Tegma Gestão Logística S.A.

Valdirene Soares Secato
Member
May 2027

Graduated in Business Administration at Faculdades Integradas UNIA, with specialization at ISE Business School – Program for Management Development. Began her career at Banco Nacional at the bank network. Worked from 1995 to 1997 at Unibanco, at the Controllership Board. From 1997 to 2003, worked at Banco Excel Econômico S.A. at Structure and Ownership Board and Regional Administrative. In 2003, began her career at Bradesco at the Organization and Methods department. Became Human Resources Executive Superintendent in 2013, and since 2019 is Director of Bradseg Participações S.A.

Rose Gabay
Member
May 2027

Ms. Gabay joined the Company in 2008. Has psychology degree from FMU, with a MBA from FEA-USP, with major in Human Resources. She was a HR Superintendent at ABN-Amro Bank, HR Director at Real Insurance – ABN-Amro Bank and HR Consultant at Ultra Group.

Eduardo Teixeira da Rocha
Member
May 2027

He holds a bachelor’s degree in Economics and an MBA in Human Resources Management from Ibmec. He has over 25 years of experience in operations and human resources, having worked at companies such as Unimed Paulistana and Tempo Assist. He is currently the Director of Organizational Development at Orizon.